Regulation F Financial

 

December 31, 2015

Total Cash & Securities $1,521,327,000
Total Loans (Net)   $908,060,000
Total Other Assets $136,215,000
Total Assets $2,565,602,000
Total Deposits   $1,769,842,000
Total Other Liabilities   $544,911,000
Total Equity Capital $240,849,000
Net Income Year-to-Date $20,446,000

Capital Ratios

  TIB Well-Capitalized    Basel III - 2019
Leverage Ratio 9.08%       5.00%     4.00%
Common Equity Tier 1 Capital Ratio       18.35%       6.50%     7.00%
Tier 1 Capital Ratio 18.35%       8.00%     8.50%
Total Capital Ratio 19.52%     10.00%   10.50%

Asset Quality

Texas Ratio    0.19%
Allowance For Loan Losses To Total Loans   1.63%