Municipal Finance

Working with municipalities requires specialized knowledge of the unique and changing statutory and structural issues. TIB’s Municipal Finance Department helps independent banks remain involved in the growth and improvement of their local communities, while also booking quality credits.

  • Acquire high quality loans

  • Increase customer retention

  • Enhanced access to local debt

  • Possible TIB participation in large transactions

  • Support your local community

  • Municipal lease opportunities

Contact TIB's Lending Division to find out more!



"The Municipal Finance Department at TIB has not only been efficient and effective to work with, they have been very beneficial to our local school district.  They have closed several deals at a very competitive rate and saved the district thousands of dollars in closing costs.  I strongly encourage every bank that is aware of a municipality that needs financing to pick up the phone and give TIB a call.  I promise it will be the easiest choice for your Municipal Finance needs ."  

Kyle Irwin, President & CEO - Gruver State Bank, Gruver, TX


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TIB Capital Markets serves as your "in-house" Investments Division.  Contact one of our bankers today for personalized balance sheet management that fits your unique needs.