Thursday, March 11, 2010

Regulation F Financial

December 31, 2009

Total Assets $1,987,814,000
Total Loans - Net $819,529,000
Total Loans to Total Assets 41.23%
Total Equity Capital $182,147,000
Total Equity Capital to Total Assets 9.16%
Net Income Year-to-Date $13,017,000

Regulation F Capital Ratios:

  TIB Well-Capitalized Bank Minimums
Tier I Capital to Average Assets 6.62% 5.00%
Tier I Capital to Risk Weighted Assets 15.02% 6.00%
Total Capital to Risk Weighted Assets 16.28% 10.00%

Regulation F Disclosure Information:

Loans Past Due 30-89 Days & Still Accruing to Total Loans 1.24%
Non-Performing Loans to Total Loans 1.61%
Non-Performing Assets to Total Assets 0.79%
Texas Ratio 9.17%
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